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Presidents Day is a reminder that hard work pays off. Fortunately, we do that hard work for you. As you search for your perfect home, I'll search for competitive loan options to ensure a fast and easy homebuying process for you. Let's get started today!

Buying a home can be a breeze when you work with me. I'll help you figure out how much house you can afford, what your monthly payment will be and what (if any) closing costs you'll have. Call me today!

You may be eligible to put just 3% down on your new home ... which means you don't have to take a big swing to really score. Call me today and let's discuss your next play!

Are you shopping for your first home and intimidated by the mortgage process? I have three words for you: faster, cheaper, easier! That's what I can offer you if we do business together. Call me today!

If you want to buy a home but are having trouble gathering enough money for a down payment, rest assured there are options — including lowering your interest rate for the first year. Plus, you may be eligible for a no-cost appraisal! Give me a call today to discuss your options.

Do you know what a debt-to-income ratio is? It’s how much you owe each month vs. what you earn. Let me help figure out yours and see how much house you can afford. Call me today!

Do you know what a debt-to-income ratio is? It’s how much you owe each month vs. what you earn. Let me help figure out yours and see how much house you can afford. Call me today!

Maybe it's the tax benefits. The investment possibilities. Your need for more room. Or maybe, just maybe, it's to have a place all your own. Regardless of why you want to buy, I can help save you time and money. Don't wait another day. Call me!

Are you interested in buying a home but not sure you have enough time to apply for a mortgage? Rest assured, I can provide you with one of the easiest, most secure ways for you to complete an application online. It's all part of a loan experience that's faster, easier and cheaper. Call today!


2 years ago
Just purchased my new home and I could not have had a better experience! Tony Clayton was amazing! I have bought multiple homes over the years and never had such a great experience. His team was amazing, they were very professional, they made me feel like I was their number one priority, and they got my loan done faster than I imagined! I will recommend Tony to everyone and will be using him again for sure!
- Jennifer C
2 years ago
I'm not one to leave reviews, but I felt that I had to share my experience with Tony Clayton. I recently purchased my 4th home, and Tony made the process extremely easy! He is very knowledgeable and had an answer to each of my many, many questions! I highly recommend Tony Clayton to anyone buying a home and needing a mortgage loan! As long as Tony Clayton is in the mortgage business, I will never look elsewhere for my mortgage needs and will highly recommend Tony to everyone who is in need of a mortgage loan! Tony is the the absolute best of the best at what he does!!!!!
- Ryan R
2 years ago
If you're looking for someone who "gets it done" I highly recommend you give Tony a call!! He got me a great rate (better than any other quote I received). Once all my info was submitted, we were cleared to close in 24 hours! From start to finish, the whole process only took about a week and Tony was very helpful walking me though the whole process! I will DEFINITELY be using his services again in the future! Thanks Tony!! Marty G.
- Marty M

About Me

Specializing in all Home Mortgage Products in Utah! 

As a broker I am able to find the very best rates and programs to suite your mortgage needs!

New Purchase, Refinance, Cash out Refinance, Construction Loans, Home Improvement Loans, VA, USDA, Jumbo loans, First Time Home Buyer, no-cost Refinance, and even Reverse Mortgages. 

Let us help you build, buy, or improve your home!

Contact us now and get Pre Qualified in minutes!

Tony Clayton
NMLS ID # 2007715

The Lending Co.
138 E 12300 S Unit #385
Draper, UT. 84020
NMLSR # 2285809

Contact Us


Call now
  • (801) 706-4998


Get directions
3128 East Rimrunner Drive Suite 100
St. George, UT 84790

Business Hours

Mon:9:00 AM – 9:00 PM
Tue:9:00 AM – 9:00 PM
Wed:9:00 AM – 9:00 PM
Thu:9:00 AM – 9:00 PM
Fri:9:00 AM – 9:00 PM
Sat:9:00 AM – 9:00 PM
Sun:9:00 AM – 9:00 PM
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